The Social Security Administration (SSA) is responsible for distributing monthly benefits to over 70 million individuals.
The payment schedule for June 2025 is determined by a recipient’s birthdate and eligibility category. For those receiving Supplemental Security Income (SSI), a separate timeline is followed.
Who Received Payments on June 3, 2025?
Certain recipients received their Social Security payments on Tuesday, June 3, 2025. This early disbursement applied to:
- Individuals who began receiving benefits before May 1997
- People who receive both SSI and Social Security
- Beneficiaries living abroad
- Those whose Medicare premiums are paid by their state government
Social Security Payment Dates for Post-May 1997 Applicants
For those who applied for benefits after May 1997, the SSA issues payments based on birthdays, spread across three key dates in June 2025:
- Born on the 1st–10th of the month: Payment issued on Wednesday, June 11
- Born on the 11th–20th: Payment sent on Wednesday, June 18
- Born on the 21st–31st: Payment released on Wednesday, June 25
If any of these payment dates fall on a federal holiday or weekend, the payment is made on the preceding business day.
What to Do If a Payment Is Delayed
If your benefit doesn’t arrive on the expected date, the SSA advises waiting three business days before taking action. If the payment is still missing, you can:
- Check payment status via the My Social Security online account
- Call SSA customer service at 1-800-772-1213
2025 Maximum Monthly Social Security Benefits
The amount of Social Security benefits varies depending on the age at which an individual begins claiming. Below are the maximum monthly benefits for 2025:
- At age 62: Up to $2,831
- At Full Retirement Age (FRA) (67 for those born in 1960 or later): Up to $4,018
- At age 70 (delayed retirement credits applied): Up to $5,108
These figures reflect the maximum benefit amounts for individuals with the highest possible taxable earnings throughout their working years.
Understanding the Average Retirement Benefit
While the maximum figures are notable, most retirees receive less. Benefits are based on:
- Lifetime earnings history
- Number of years contributed to Social Security
As of January 2025, the average monthly retirement benefit stood at $1,976. By June 2025, that average had slightly decreased to $1,950, equating to an annual amount of approximately $23,400.
Conclusion
Navigating Social Security payment schedules and understanding benefit amounts is crucial for effective retirement planning.
June 2025 features a structured distribution process aligned with application date and birthdate, ensuring organized and timely disbursements.
With updated benefit caps and tools for checking payment status, the SSA continues to support millions of Americans in retirement and beyond.
Frequently Asked Questions
1. How do I know when I’ll receive my Social Security payment in June 2025?
Your birthdate determines your payment date. The SSA distributes benefits on June 11, 18, or 25, depending on when in the month you were born.
2. When do individuals who applied before May 1997 receive their benefits?
These recipients, along with those on SSI or living abroad, received their June 2025 payment on June 3.
3. What should I do if I didn’t receive my payment?
Wait three business days, then check your SSA account online or contact 1-800-772-1213.
4. What is the maximum Social Security benefit I can receive in 2025?
The maximum benefit is $2,831 at age 62, $4,018 at FRA, and $5,108 at age 70.
5. What is the average monthly retirement benefit in June 2025?
As of June 2025, the average benefit was $1,950, amounting to approximately $23,400 annually.